Replace 5/9/25: Deal is again, this time $250 (was $200). Legitimate till 9/3/25. Hat tip to reader Gadget
Replace 1/15/25: The deal is again once more from 1/15/2025 to 4/24/2025. (ht QQ)
Replace 7/19/24: Deal is again till 12/10/24. Army pay isn’t required
Replace 10/11/23: Deal has been prolonged to March 14, 2024 and is now $200 as an alternative of $100. Army pay isn’t required this time both.
Supply at a look
- Most bonus quantity: $200
- Availability: Nationwide however restricted membership
- Direct deposit required: Sure, $100+
- Further necessities: No
- Laborious/delicate pull: Unknown
- ChexSystems: Unknown
- Bank card funding: Can fund as much as $100 with a bank card
- Month-to-month charges: None
- Early account termination charge: None
- Family restrict: None listed
- Expiration date: October 10, 2023
The Supply
- USAA is providing a $250 bonus if you open basic checking account with qualifying direct deposit of $100+ inside the first 180 days of account opening
The Advantageous Print
- Eligibility: Supply accessible for brand new USAA Traditional Checking accounts from USAA Federal Financial savings Financial institution, often known as FSB, opened between Might 5, 2023, and October 10, 2023. The account just isn’t eligible for this provide if: 1) the first account holder at present has, or has had, possession of a USAA FSB checking account within the 12 months previous to account opening. The first account holder is the account holder whose U.S. taxpayer identification quantity is used for tax reporting functions on the brand new account.; or 2) the account is titled as a belief account, property, Uniform Switch to Minor Account, often known as UTMA, or different fiduciary account. The brand new USAA Traditional Checking account should stay open and in good standing via the time we try and deposit any earned bonus cost. Supply could also be discontinued or modified at any time with out discover.
- Bonus Necessities and Fee: To qualify for the bonus, open a brand new USAA Traditional Checking account between Might 5, 2023, and October 10, 2023, and obtain a qualifying direct deposit into the brand new USAA Traditional Checking account inside 180 calendar days after account opening. A qualifying direct deposit is a single Automated Clearing Home, often known as ACH, digital deposit of $100 or extra of your United States army wage pay, retirement pay, army incapacity pay, or annuity pay for a surviving beneficiary from Protection Finance Account Service, often known as DFAS, or the U.S. Division of the Treasury, that posts to your new USAA Traditional Checking account. Civilians receiving pay from DFAS are excluded. Particular funds will not be eligible; this contains however just isn’t restricted to training and journey advantages associated to army service. We’ll try and deposit the $100 bonus into your new USAA Traditional Checking account inside 60 days after the primary qualifying direct deposit. You might be chargeable for any federal, state, or native taxes due on the bonus and we’ll report the bonus as earnings to the tax authorities if required by relevant regulation. Seek the advice of your tax advisor.
- All checking account bonuses are handled as earnings/curiosity and as such it’s important to pay taxes on them
Avoiding Charges
Month-to-month Charges
This account has no month-to-month charges to fret about.
Early Account Termination Payment
There isn’t any EATF.
Our Verdict
Necessities appear comparatively simple to fulfill for those who’re eligible to be a USAA member.
Hat tip to Bockrr
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