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Thursday, August 14, 2025

Zero Debt. Zero Regrets.


Each every so often, you attain a milestone in your monetary journey that doesn’t simply really feel good—it feels proper.

Right here’s mine: None of my kids have pupil debt. Not a single one. Not now, not looming across the nook. They’ve every walked into maturity on their very own phrases, with out the burden of tuition payments and mortgage balances chained to their ankles. I couldn’t be extra proud.

Now, I do know not everybody within the BAD neighborhood has cheered this resolution. (And I promise, I see your level particularly with my loopy rollercoaster of a job historical past the final a number of years.) Some have questioned my option to financially help my children by their post-high faculty training paths. I’ve seen the side-eyes, the delicate digs, the “they’ll must help you!” And to all of that, I say: I hear you. However I additionally stand by my selection 100%.

The Children’ Paths

As a result of right here’s the reality: giving my children a launchpad, with out debt, is a present I selected to offer with my eyes vast open. And sure, every of their paths has seemed totally different.

  • Magnificence and Historical past Buff each explored school and post-secondary training for a number of years. Neither ended up finishing a level, however they every walked away with invaluable life expertise and no monetary burden trailing them. That issues.
  • Sea Cadet pursued a extra vocational route, changing into a licensed firefighter and EMT. These accomplishments that will make anybody proud. Now, he’s again at school, working towards a bachelor’s diploma with the last word objective of changing into a Doctor Assistant. The person has a plan, and he’s working it, step-by-step. (Americorp and his present employer are protecting his tuition 100% so no mother help wanted now.)
  • Princess, ever the go-getter, is only a week away from graduating together with her Bachelor’s in Finance. She already has a post-grad job lined up, and sure, I will probably be crying at her commencement, seemingly whereas calculating how a lot cash I’m not spending on her dwelling bills and tuition anymore.
  • After which there’s Gymnast-nonetheless determining what comes subsequent, and that’s fully okay. I’ve informed him I’ll help no matter path he chooses, if and when he decides to pursue larger training. Personally, I feel he’d make a incredible realtor. He’s charming, sensible, and doesn’t blink underneath stress. However I’m staying in my lane. Effectively, largely.

Zero Debt. Zero Regrets.

This Chapter is Closing for Me

Every of my kids has chosen their very own course. Some have zigged, some have zagged. And never one in all them has to begin their grownup lives underneath a mountain of instructional debt. That’s not luck. That’s a call I made, a precedence I caught to, and a burden I carried…gladly.

And now, with Princess’s four-year diploma chapter coming to an in depth, I’ll admit: I’m respiration just a little simpler. I’m deeply grateful that this season of paying for tuition, books, housing, meal plans, shock charges, and all the pieces in between… is over.

I’m happy with my children. I’m happy with the help I gave. And sure, I’m happy with me, too.

This weblog is about debt, however it’s additionally about values. And I’ll at all times consider that setting your children up for a debt-free begin in life, no matter their path could also be, is a price price investing in.

The publish Zero Debt. Zero Regrets. appeared first on Running a blog Away Debt.

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